Gift Annuity Rate Table

The following table lists age(s) when gift annuities start and the applicable annuity rate (for illustrative purposes only):

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One Life Rate
60 4.9%
65 5.4%
70 5.9%
75 6.6%
80 7.6%
85 8.7%
90+ 9.7%
Two Life Rate
60 & 64 4.5%
65 & 67 4.8%
70 & 72 5.3%
75 & 78 6.0%
75 & 85 6.3%
78 & 82 6.5%
85 & 90 8.3%
 

The above gift annuity rates are based on the American Council On Gift Annuities suggested rates effective January 1, 2023. This is the second suggested rate increase during the past year. Check with us for more information.